Email Us:
info@unsecuredbusinesslending.co.uk
Call Us:
0161 820 8707
Do You Need A Short-Term Unsecured Business Loan Up To £100,000?
Qualifying Criteria:
Fast Turnaround
Adverse Credit Considered
Flexible Payment Plans
No Early Settlement Charges
No Accounts Needed
Turnover Must Be Minimum £4000+ Per Month for the Previous 3 Months
A Limited Company, Based in England or Wales with No More Than 3 Directors
Additional Funding Available After 3 Months
Request A Quote
Fill in the form below to request your business loan quote.
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Apply Today!
Quick Unsecured Business Loans between £5000 and £100,000
Our loans are unsecured and repayment terms can be structured to suit each client.
Loans can be paid back between 6 months and 24 months.
Fast Turnaround
Competitive repayments from 3% – 4% per month
No early settlement charges
Fixed cost of credit for the time frame the loan is used
Minimum trading requirement: 3 months
Must be based in England or Wales
Loan can be repaid anytime after 6 months, with charges only for the duration used
Additional funding available after 3 months
Funding available for various business purposes
Who's This Perfect For
Manufacturing
Wholesale
Hospitality
Retail
Building Trades
Health & Beauty
Automotive
E-commerce
Car dealerships
Simple 3 Step Process
Grow your business with an unsecured business loan.
Repayment terms tailored to your business needs.
Eligibility Check
Complete the "Get A Quote" form, and we will contact you to check eligibility.
Assess Details
We will assess your details, and if eligible, we will need a copy of your last three months bank statements.
Receive Funds
After you have successfully completed your application, you will receive your funds.
Ready to get started?
SME Business Loans
Examples of Accepted Lending Purposes
We approve loans for many purposes including:
Cash flow
Funding upcoming contracts
Stock, equipment, wages, rent
Business rates, working capital
PAYE / VAT / Corporation Tax
Outstanding supplier bills
Business renovations
Marketing & advertisement
Debt consolidation
Eligibility Criteria
Limited companies only, registered in England or Wales
Minimum £4,000 monthly revenue
Maximum £2,000,000 monthly revenue / £25,000,000 annual revenue
Maximum of 3 directors per business
Homeowners (non-homeowners considered based on company strength)
If you meet the eligibility criteria, we can help!
Why Choose UBL?
No late payment penalties
No early repayment penalties
Flexible repayment plans
No complicated business plans required
Funding available for various business purposes
UBL work with a panel of lenders, with loans tailored to suit each businesses individual requirements
Repayment models designed when customers receive payments from their customers
Loan Amount Completion Fees
£5,000 - £25,000
£395
£25,001 - £40,000
£595
£40,001 - £60,000
£895
£60,001 - £100,000
£995
STILL NOT SURE?
Frequently Asked Questions
Question 1: Loan Terms
Maximum loan term: 12 months.
Broker applications may be considered for 24-month terms.
Personal guarantee (PG) applicable to all loans.
Question 2: Are there any exclusions?
Businesses trading less than 3 months.
Revenue below £4,000 per month.
Sole traders or partnerships.
Businesses outside of England or Wales.
Start-ups or excessive director drawings.
Sectors such as Financial Services & Debt Collection Agencies.
Question 3: Do you consider businesses with adverse credit?
Yes, we will consider businesses with adverse credit, CCJs etc.
Question 4: How fast can the loan be assessed?
Typically, business loans can be turned round in 72 hours. Faster upon request.
Question 5: Are you a regulated company?
Yes, we are regulated by the Financial Conduct Authority.
Question 6: Are you the lender?
No, we work with a panel of specialist lenders that help SME’s to get funding for various needs.
Question 7: Do you charge me a fee?
No, we receive a small commission from the lender should your application be approved.
Question 8: Is the loan interest tax deductible?
Interest paid on business loans is generally tax-deductible for UK limited companies, provided the loan is used wholly and exclusively for business purposes. This means that interest payments can typically be offset against company profits when calculating Corporation Tax.
Tax treatment depends on individual circumstances and may be subject to change. We recommend consulting a qualified accountant for tailored advice.
Source of Information:
This guidance is supported by HMRC’s Business Income Manual, which states that interest on borrowed funds used for business purposes is allowable as a deduction when computing trade profits. You can find the official reference on:
GOV.UK’s Business Income Manual (BIM45690)
https://www.gov.uk/hmrc-internal-manuals/business-income-manual/bim45690
SME Loans
Help When You Need It
Grow your business with an unsecured business loan.
Repayment terms tailored to your business needs.
Hear From Our Clients
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Office 2, Labyrinth Business Center,
47 Middle Hillgate, Stockport SK1 3DG
0161 820 8707
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PLEASE MAKE BORROWING DECISIONS CAREFULLY, PROPERTY OR OTHER ASSETS OFFERED AS SECURITY MAY BE AT RISK IF YOU CANNOT KEEP UP WITH REPAYMENTS.
UBL are marketing agents for a panel of unsecured business loan lenders.
UBL is committed to complying with the UK General Data Protection Regulation and the Data Protection Act 2018. We take all reasonable steps to ensure that the personal data you provide is collected, processed, and stored securely and lawfully.. We only share your data with trusted third parties where it is necessary to fulfil your request. We do not sell or distribute your data to unrelated third parties.